Kuldesac

Affiliate Program Terms

Effective: July 2, 2026

1. Overview

These Affiliate Program Terms (the “Affiliate Terms”) govern your participation in the Kuldesac Affiliate Program (the “Program”), operated by Spendy LLC, a Florida limited liability company doing business as Kuldesac (“Kuldesac,” “we,” “us,” or “our”). These Affiliate Terms are in addition to, and incorporate by reference, the Kuldesac Terms of Service and Privacy Policy. If there is a conflict between these Affiliate Terms and the Terms of Service with respect to the Program, these Affiliate Terms control.

By applying for the Program, accepting an affiliate code, or promoting Kuldesac using any tracking link or code, you agree to these Affiliate Terms. If you do not agree, do not participate in the Program.

2. Eligibility and application

  • You must be at least 18 years old and legally able to enter contracts.
  • You must create a Kuldesac account and complete identity verification.
  • You must submit an application via our support channel and be approved in writing by Kuldesac. Applying does not guarantee approval.
  • Employees of Spendy LLC, Kuldesac contractors with a conflict of interest, and individuals located in jurisdictions where the Program is prohibited are not eligible.
  • We may suspend or terminate any affiliate account at any time, with or without cause, in our sole discretion.

3. Independent relationship — not a representative

Affiliates are independent promoters. Nothing in these Affiliate Terms creates an employment, agency, joint venture, franchise, or partnership relationship between you and Kuldesac or Spendy LLC.

You specifically agree that you will not:

  • Hold yourself out as an employee, agent, spokesperson, or authorized representative of Kuldesac or Spendy LLC.
  • Enter into contracts, make commitments, or accept payments on Kuldesac's behalf.
  • Collect, store, forward, resell, or otherwise manage personal information about consumers, homeowners, providers, or leads on behalf of Kuldesac. Prospects must sign up directly on Kuldesac using your tracking link or code — you may not intermediate the signup or handle their personal data.
  • Make representations about pricing, verification status, service outcomes, availability, guarantees, or provider quality beyond what is published in our official materials.
  • Provide legal, financial, insurance, tax, or professional advice about Kuldesac or its listed providers.

4. How referrals and payouts work

Each approved affiliate receives a unique tracking code and/or link. Attribution is determined by our systems based on the last valid affiliate code cookied to the referred user before signup.

  • Provider referral bonus: A qualifying provider referral earns a payout when the referred business becomes an active paid provider account and remains paid through the applicable qualification period. Payout amounts are set on a per-account basis and may differ from the standard base rate.
  • Business-affiliate referral bonus: When you refer an approved business entity — such as a retail store or a website with verifiable organic or foot traffic — that Kuldesac accepts into the Program as a business affiliate, you may earn an additional bonus on qualifying referrals that business affiliate subsequently brings in. Simply recruiting individual affiliates does not qualify; the referred party must be an approved business entity.
  • Payout amounts, tiers, qualification windows, and Program mechanics are subject to change at any time at Kuldesac's sole discretion. Individual affiliate rates may be adjusted on a per-account basis. Nothing in these terms or any other communication guarantees a specific payout amount.
  • Payouts are processed on our standard payout cadence to the payment method on file. You are responsible for keeping payout details accurate.
  • No payout is earned for self-referrals, fraudulent traffic, incentivized signups, cookie stuffing, brand-bidding on paid search, or any signup we determine in good faith to be manipulated or non-genuine.
  • Chargebacks, refunds, cancellations within a clawback window, or provider accounts terminated for policy violations may reverse previously credited earnings.

5. Taxes and 1099 reporting

Affiliate payouts are gross of tax. You are solely responsible for all taxes, withholdings, and filings arising from Program earnings. If your earnings meet applicable U.S. thresholds, you must provide a valid W-9 (or W-8 series, as applicable) and Kuldesac may issue a Form 1099. Payouts may be withheld until required tax documentation is on file.

6. Marketing materials and brand use

Kuldesac provides a set of official marketing materials (such as business cards, postcards, and table stands) at no cost to approved affiliates, subject to reasonable quantity limits. These materials are produced by our team so the brand stays consistent.

Affiliates may also produce their own materials at their own expense — for example, car wraps, banners, custom signage, event booths, or apparel — provided the format and design are submitted to Kuldesac in writing for approval before production. Materials must match our approved format specifications. Unapproved use of the Kuldesac name, logo, trademarks, screenshots, or brand assets is prohibited.

We grant you a limited, non-exclusive, non-transferable, revocable license to use approved Kuldesac marks and creative solely to promote Kuldesac under this Program. All goodwill from your use of the marks inures to Spendy LLC. We may revoke this license at any time.

7. Promotional conduct — prohibited practices

You agree not to promote Kuldesac in any of the following ways:

  • Spam, unsolicited email, SMS, robocalls, or unsolicited direct messages.
  • Paid search bidding on Kuldesac brand terms, misspellings, or Kuldesac + geo modifiers, or bidding on trademarks of any Kuldesac provider or competitor in a way that misleads users.
  • Domain squatting, typosquatting, or registering domains, social handles, or app names that include “Kuldesac” or confusingly similar terms.
  • Cookie stuffing, forced clicks, iframes, popunders, adware, malware, or any traffic that a user did not intend to send to Kuldesac.
  • Impersonating Kuldesac, its employees, or any provider; creating look-alike sites; or claiming affiliation, endorsement, or partnership beyond “independent Kuldesac affiliate.”
  • Placement on sites containing illegal, hateful, harassing, sexually explicit, or deceptive content, or on sites that violate third-party rights.
  • Making promises, warranties, or guarantees about earnings, provider outcomes, verification, or service quality.
  • Offering unauthorized cash-back, rebates, or other incentives that reduce the effective price paid to Kuldesac.
  • Collecting personal information from prospects in Kuldesac's name.

8. Data protection and privacy

Affiliates are not authorized to process personal data on Kuldesac's behalf. You must not build lists of leads, capture contact information on Kuldesac's behalf, or forward third-party personal data to Kuldesac outside of the standard tracked signup flow. Any personal data you handle in your own business is your own responsibility, subject to applicable law (including, where applicable, GDPR, CCPA/CPRA, and CAN-SPAM/TCPA).

You must comply with all applicable laws relating to advertising disclosures, including the U.S. FTC Endorsement Guides. When promoting Kuldesac in a context where a material connection is not obvious, you must clearly disclose that you are an independent Kuldesac affiliate and may earn a commission.

9. Confidentiality

Non-public information Kuldesac shares with you — including payout rates specific to your account, unreleased features, internal metrics, and prospect lists — is confidential. You may not disclose or use it outside the Program without our written consent.

10. Term, suspension, and termination

These Affiliate Terms remain in effect while you participate in the Program. Either party may terminate at any time, for any reason, with or without notice. We may also suspend your account and withhold payouts pending investigation of suspected fraud, policy violations, or legal risk.

Engaging in fraudulent traffic or conversions, misleading customers, promising benefits or guarantees to customers that are not published in Kuldesac's official materials, or any other illegal or deceptive activity in connection with the Program may result in immediate expulsion from the Program, legal action by Kuldesac or Spendy LLC, and forfeiture of any balance remaining in your affiliate account.

Upon termination you must immediately stop using Kuldesac marks, tracking codes, and materials, and remove Kuldesac-branded content from any property you control. Sections that by their nature should survive (including Sections 3, 5, 8, 9, 11, 12, and 13) survive termination.

11. Disclaimers

THE PROGRAM AND ALL MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT ANY MINIMUM LEVEL OF EARNINGS, TRAFFIC, CONVERSIONS, OR PROGRAM CONTINUITY.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SPENDY LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, GOODWILL, OR REVENUE, ARISING OUT OF OR RELATED TO THE PROGRAM. OUR AGGREGATE LIABILITY UNDER THESE AFFILIATE TERMS WILL NOT EXCEED THE GREATER OF (A) THE TOTAL PAYOUTS PAID TO YOU IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

All Program earnings are non-refundable to Kuldesac only in the sense that Kuldesac's obligations are limited to the payout amounts described here; nothing in these terms requires Kuldesac to pay for referrals that do not qualify, are reversed, or are the result of prohibited practices.

13. Indemnification

You will indemnify, defend, and hold harmless Spendy LLC and its affiliates from any claim, loss, or expense (including reasonable attorneys' fees) arising out of: (a) your breach of these Affiliate Terms; (b) your promotional activities, content, or channels; (c) your handling of personal data outside the standard tracked signup flow; (d) any representation you make about Kuldesac beyond approved materials; or (e) your violation of applicable law or third-party rights.

14. Changes to the Program

We may modify the Program, these Affiliate Terms, payout rates, qualification rules, and materials at any time. Material changes take effect when posted; your continued participation after posting constitutes acceptance. If you do not accept a change, your remedy is to stop promoting Kuldesac and to close your affiliate account.

15. Governing law and disputes

These Affiliate Terms are governed by the laws of the State of Florida, USA, without regard to its conflict-of-laws rules. Any dispute arising out of or related to these Affiliate Terms or the Program will be resolved exclusively in the state or federal courts located in Lake County, Florida, and you consent to personal jurisdiction there. To the extent permitted by law, you waive any right to a jury trial and any right to participate in a class action.

16. Miscellaneous

These Affiliate Terms, together with the Terms of Service and Privacy Policy, are the entire agreement between you and Kuldesac regarding the Program. If any provision is unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Affiliate Terms without our written consent; we may assign them freely. Notices to you may be sent to the email on your account.

17. Contact

Questions about the Program? Reach out through our contact page.